You have the right to stop all collection attempts, at home and at work. Inform the collection agency in writing that you no longer wish to be contacted.If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. This article will explain what "replevin" is, and why this type of lawsuit can be useful for recovering personal property. This fact sheet talks about repossessions, what can be taken, and what to do if your property is being repossessed. This appears to be a matter of conversion. If your vehicle was unlawfully repossessed, you may have claims against the lender AND the repo man for statutory and actual damages. You can also fill out Minnesota's CIV302 Answer form with the information you find in the Summons and Complaint. 2. If you're sued in a district court, the process is more complicated. You'll receive a summons and complaint from the person suing you.
