Learn more about New York's repossession laws, what New York repo agents can and cannot do, and what happens after the car is taken away. Is your car about to be repossessed in Queens?Call our vehicle repossession lawyer at the Law Office of Seni Popat today for dedicated legal support. Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. Normally, I think they require a bank check or money order. You should contact them to see if they will accept a credit card payment. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Please circle the title(s) you would like to purchase. So, items you purchased with a credit card can't be repossessed. Creditors Can't Repossess Property Named as Collateral in an Unenforceable Contract.