Use our free Loan Agreement template to create a contract online. A loan agreement is a legal document between a creditor who lends money to a borrower that is repaid with interest.A personal loan agreement can protect both you and the borrower when you lend money. Use our step-by-step guide for how to write a personal loan agreement. The contract defines the borrower and lender, the amount of money lent, the interest rate, and how long the borrower has to pay it back. Loan procedure details. The enclosed Plan Loan Procedures offer greater flexibility to adopt or change your Plan's loan program. Detail and formalize the terms of a loan with our free loan agreement template and make the lending process easier for all parties involved. The Summons and Complaint. To start a case for money, the plaintiff fills out forms called a Summons and a Complaint, or a Summons with Notice.