Fillable PDFs can be filled out electronically, then printed. However, they cannot be submitted online or saved.Step 1 requires a filing within three business days after mailing a 90-day pre-foreclosure notice and is designed to capture the most relevant information. The Answer is your response to the Summons and Complaint and tells the court your defenses or reasons why the mortgage Lender must not win the case. Under Local Law 4 of 2012, mortgagees are required to report to the NYC Department of Housing. The Department has updated the preforeclosure filing requirements to include some additional questions for reverse mortgage loans. Create a free account, set a strong password, and go through email verification to start managing your forms. Fill out the form to access a sample of Practical Guidance. Adjust your document. New York, New York. 81.