Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. Complete this form and bring it with the license plates, if any, to any Motor Vehicles office.The financing company owns the vehicle until you have completed the terms of the contract that you signed. The following are guidelines to help you formulate a repossession policy for the credit union to follow. In the event your Vehicle has such a device, you will be charged for the actual amount of fuel needed to fill the tank based on the reading of this device. This applies if your vehicle is repossessed from your home in the middle of the night or from your workplace during the day. Please note: These forms cannot be submitted online. Choose the form(s) you need from the list below, complete and return using the regular or overnight mail directions at the bottom of the page. There's something else that the other answers haven't addressed: Time. As in, the time it takes to process a vehicle.
