Car Repossession information from the NC Department of Justice. Helpful suggestions for those behind on car payments or facing automobile repossession.In a replevin action, also called a "claim and delivery", a party seeks to have the court order the delivery of property they claim legally belongs to them. A small claims case is filed in the clerk of superior court's office in the appropriate county. The forms may be printed and completed in advance. The process of starting a replevin action usually begins with filing a complaint. In North Carolina, creditors have the legal right to repossess your vehicle if you fall behind on your loan payments. Defendant's Drivers License No. Vehicle Identification No. Name Of Motor Vehicle Owner (See Note). The security agreement allows the seller of the car to repossess the car without going to court if you are in default. After your lender or creditor has repossessed your car in North Carolina, it can be sold at a public auction or in a private sale.
