Car Repossession information from the NC Department of Justice. Helpful suggestions for those behind on car payments or facing automobile repossession.The documentation and forms required for titling a vehicle are based on the situation involving the vehicle, as described in the table below. In North Carolina, lenders aren't legally required to give you a notice before repossessing your car. Learn your rights and options for car repossession in NC. Discover steps to protect your vehicle and financial future. No Right to Cure: North Carolina doesn't have a "right to cure" law for vehicle repossessions. If your car is repossessed, the lender must give you certain notices after the repossession and after it sells the car. Fill in the debtor's name and the vehicle's details. South Carolina Department of Motor Vehicles. After repossession of a vehicle the creditor is required to provide you written notice of the sale information.