Car Repossession information from the NC Department of Justice. Helpful suggestions for those behind on car payments or facing automobile repossession.Legal Aid of North Carolina provides a guide to small claims court in English and Spanish. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Upon default, the lienholder often has the right to immediate repossession unless there is a "grace period" provided for in the language of the contract. Unfortunately, in North Carolina and most other states, a creditor is not required to give you any advance notice before repossessing your car per NC Statute. We also go over average salary, job outlook and the skill set that may help a repossession agent complete their tasks effectively. No. INSTRUCTIONS > Lenders must complete boxes. If Lender is selling vehicle, Purchaser information is required in boxes. BORROWER. LENDER. The North Carolina Lemon Law, also known as the New Motor Vehicles Warranties Act (N.