I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. In California, a vehicle can be repossessed if the borrower fails to meet their loan obligations or fails to make insurance payments.The total processing time for a company application is approximately 4 months provided the application is complete and contains no deficiencies. Combined Contract Schedules for Construction and Professional Services Contracts. To use the latest web form version please click on this link. This page will provide an overview of California's Repossession Laws and what you should know if you've fallen behind on car payments. Signing this form, and tendering any coverage charge payment, does not bind the insurance company to complete the insurance. The petition and instructions for how to fill it out are included with the mailed notice. The official website of the City of Oakland. Find out about meetings, request City services through OAK 311, or contact the Mayor and City Council.