Ohio's auto repossession law says that the vehicle lender or secured party can repossess your vehicle if you are just one day late with your payment. There are steps you can take to protect your vehicle from repossession.The first is to consult with an Ohio bankruptcy attorney as soon as possible. Attached are the forms you need to file to begin an action for replevin. These forms must be filled out and submitted to the Clerk of the Court together. The legal remedy of Replevin is best used when the secured creditor cannot repossess the collateral without breaching the peace. A replevin action is based on the unlawful detention of personal property. If you default on your car loan payments, the lender can take your car back through repossession or replevin. Learn the difference. The answer to your question is yes.
