Edit, sign, and share right of repossession online. No need to install software, just go to DocHub, and sign up instantly and for free.To apply in person, you will need to visit any Ohio County Clerk of Courts Title Office with your valid photo ID and payment of title fees. Must the creditor tell me that my car will be repossessed? Generally, no, unless your contract requires it. What happens after the repossession? In Ohio, borrowers can have their cars repossessed as soon as they default on their payment. Your loan agreement will spell out what counts as defaulting. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace.