Repo's Allowed: If repossession discussed with debtor the secured party must give a ten-day notice otherwise peaceful repossession allowed. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first.To apply in person, you will need to visit any Ohio County Clerk of Courts Title Office with your valid photo ID and payment of title fees. The financing company owns the vehicle until you have completed the terms of the contract that you signed. Learn more about Ohio's repossession laws, what Ohio repo agents can and cannot do, and what happens after the car is taken away. Learn how long it takes to foreclose on a home in Ohio, the best way to avoid foreclosure and the 10 steps in the Ohio home foreclosure process. Foreclosure is a complicated multistep process that allows mortgage lenders to repossess homes from homeowners who have missed payments on their mortgage loan. Unfortunately, the negative item that shows up on your credit report after a repossession makes it more difficult to secure a new loan. Federal law limits this type of wage garnishment.
