This article will focus on car repossessions, although repossession can also involve other personal property, such as rent to own furniture, electronics, etc. Ohio's auto repossession law says that the vehicle lender or secured party can repossess your vehicle if you are just one day late with your payment.To apply in person, you will need to visit any Ohio County Clerk of Courts Title Office with your valid photo ID and payment of title fees. Edit, sign, and share right of repossession online. No need to install software, just go to DocHub, and sign up instantly and for free. Is your car facing repossession in Ohio? Learn about your rights, how to stop repossession, and potential solutions like bankruptcy. In Ohio, borrowers can have their cars repossessed as soon as they default on their payment. Your loan agreement will spell out what counts as defaulting. If you don't reach an agreement, your lender may demand that you return the car.