The Ohio Revised Code requires lenders to send you a notice before they can sell a repossessed vehicle. Edit, sign, and share repo order form online.No need to install software, just go to DocHub, and sign up instantly and for free. , even with a voluntary repossession, your creditor still may put the late payments or repossession on your credit report. There is a lien on my vehicle, but I can't clear it because the lender has gone out of business or has merged with another. Accurate negative information may stay on your credit report for up to seven years; bankruptcies stay on your credit report for 10 years. I received a letter and this is my first. Lease Termination (MonthtoMonth): 30 days (§ 5321.17). How to Evict a Tenant in Ohio? Even if you successfully complete a voluntary repossession, the payments you missed on the auto loan will still appear on your credit report.