Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. The best thing to do is just turn the car over and do a voluntary repossession if you can't pay for the vehicle.All forms documenting the repossession, subsequent sale, and application for a duplicate title may be submitted to the MVC in one package. 1. Enter the lienholder's name and address. Duplicate Title, Registration Renewals, Replacement Plates, Title Abstract and more. The Salvation Army provides emergency services, including food, clothing, shelter, a safe space, and a hopeful word to everyone who needs it. Voluntarily surrendering a car involves informing your lender that you can no longer make payments and intend to return it. Unless you bought it from a "buy here, pay here" lot, the dealer doesn't repossess- the finance company does. Michigan will issue a "FOREIGN OWNERSHIP-REGISTRATION ONLY" registration for the vehicle. A Michigan title is not issued.