Learn more about Florida's repossession laws, what Florida repo agents can and cannot do, and what happens after the car is taken away. The Florida Department of Agriculture and Consumer Services (FDACS) licenses and regulates the recovery and repossession industry in Florida.Chapter 13 is the most common option for borrowers seeking to stop car repossession. Chapter 13 provides car owners with up to 5 years to pay off the car loan. Our Palm Beach, Fort Lauderdale, and Miami car repossession attorneys are ready to help. Generally, the lender can repossess the vehicle if you are in default. Default occurs when you have violated certain important terms of your financing contract. If you believe that your car was wrongfully repossessed, our experienced team of attorneys can help you get justice and reclaim your vehicle. Call 866-907-2970 now to save your valuable assets. Act Quickly To Prevent Repossession.