The plaintiff must serve the defendant with the foreclosure complaint. This can be done through certified mail, a courier service or in person.We can provide you with guidance on how to fill out forms. • We can usually answer questions about court deadlines. If the complaint has a Verification at the end of it, this means that the plaintiff swore that the complaint is true. Customer: I received a court summon because I was sued for non payment of a second loan on my property which was forclosed last year. This document provides instructions for homeowners on how to file an answer to a foreclosure complaint in New Jersey. Search for past, present and future notices in. Miami-Dade, Broward and Palm Beach. You should fill out a preliminary Affordable Housing application.