You need to write the Foreclosure letter to the branch manager. Also, make sure you state the reason for foreclosure very clear and concise.Before a residential mortgage can be foreclosed in Pennsylvania, the lender must give a 30-day notice of intention to foreclose (also known as an Act 6 Notice). In Pennsylvania, the process of foreclosure commences after you, the borrower, becomes at least 60 days late on their mortgage payments. A Notice of Intent to Foreclose is a voluntary document, but it's a powerful one. The Notice of Intent to Foreclose document serves as a sort of "warning shot." We have included some samples of foreclosure letters, as well as some examples of house loan foreclosure letter formats, to make things easier. You are receiving this notice because Pennsylvania law requires mortgage lenders to send it to homeowners facing foreclosure. This notice contains important. Please fill out this field.