Come to an agreement with the lender about the costs of repossession and the costs of collection including any attorney's fees and court costs. This form is used to obtain a Pennsylvania Certificate of Title for vehicles not currently titled in Pennsylvania, or which were repossessed (1.The three options available for repossession on the Form MV-217 are the following: 1. Judgment and Execution;. 2. Credit Unions can repossess without giving you 20 days to get current on past due payments. Is your manufactured home in danger of being repossessed? After the repossession agent comes, the lender is to send the borrower a repossession notice, frequently called a Notice of Intent to Sell Property. A person who buys, hires or leases a motor vehicle under an installment sale contract or a legal successor in interest to the person. You go and find a car you like, finance it with the lender of your choice or let the dealership find you a lender. Information from the Pennsylvania Legal Aid Network on a creditors' right to repossess your property.