Forms MV-217 and MV-217A. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace.The financing company owns the vehicle until you have completed the terms of the contract that you signed. This page will provide an overview of Pennsylvania's Repossession Laws and what you should know if you've fallen behind on car payments. You agree that you are responsible for all charges arising out of this Agreement. Those rights are set forth in the purchase payment agreement. You agree that you are responsible for all charges arising out of this Agreement. Vehicles that have been impounded, that are not on an investigative hold, can be picked up during normal business hours at the Impound Yard. 15 days to give you a chance to redeem your property (get your car back) and reinstate the loan contract. Let ADESA work for you.