This form is used to obtain a Pennsylvania Certificate of Title for vehicles not currently titled in Pennsylvania, or which were repossessed (1. This page will provide an overview of Pennsylvania's Repossession Laws and what you should know if you've fallen behind on car payments.Forms MV-217 and MV-217A. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. This section of PALawHelp. Section 23. Repossession. Vehicles in this Commonwealth has been generally cast in the. 20. Form of the so-called "Pennsylvania Bailment Lease" contract,. 21. You should use this form when engaging a repossession agency to recover a vehicle on behalf of a creditor. If a court awards damages in the form of an annuity, the annuity payments are taxable to the beneficiary as interest income as stated above.