This form is used to obtain a Pennsylvania Certificate of Title for vehicles not currently titled in Pennsylvania, or which were repossessed (1. This page will provide an overview of Pennsylvania's Repossession Laws and what you should know if you've fallen behind on car payments.The three options available for repossession on the Form MV-217 are the following: 1. Judgment and Execution;. 2. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. Your first step should be to contact the loan company. It may be filed only in a Pennsylvania magisterial district court and not in the Philadelphia Municipal Court. Redemption and termination of contract after repossession. (a) Retaining motor vehicle. If a court awards damages in the form of an annuity, the annuity payments are taxable to the beneficiary as interest income as stated above.