This form is used to obtain a Pennsylvania Certificate of Title for vehicles not currently titled in Pennsylvania, or which were repossessed (1. This page will provide an overview of Pennsylvania's Repossession Laws and what you should know if you've fallen behind on car payments.If you're facing a repossession, contact us to see how we can help you protect your property and rights. David M. Offen outlines vehicle repossession laws in Pennsylvania and steps you can take to stop a repossession. Document all communication and keep records of any relevant paperwork. Customer: What happens in Pennsylvania if I do a volunteer repo. Lawyer's Assistant: Have you talked to a PA lawyer about this? PPA tows illegally parked vehicles from designated Tow Zones in order to improve traffic flow and eliminate hazardous traffic conditions. Even if you successfully complete a voluntary repossession, the payments you missed on the auto loan will still appear on your credit report. Information about how sheriff sales work, as well as how to avoid foreclosure on your property.