Repossession of Property Financing occurs when you buy property (a vehicle, mobile home or furniture) but do not pay the entire sales price at once. Facing repossession in Phoenix?Fight back with the help of our Arizona bankruptcy lawyer! File a Consumer Complaint with us. After you complete the online Consumer Complaint form, the system will allow you one opportunity to attach the documents. If you are thinking of filing a lawsuit against your car company, speak with an attorney near you. If you have a complaint about a creditor who has repossessed your vehicle, you can file a complaint with the DFI. Document all communication and keep records of any relevant paperwork. If you catch a repo man in the act and you want to stop the repossession just unequivocally protest it. Under Arizona law, your creditor doesn't have to notify you before repossessing your vehicle.