File a Consumer Complaint with us. After you complete the online Consumer Complaint form, the system will allow you one opportunity to attach the documents.File a complaint if you believe we have jurisdiction in the matter. We will conduct a preliminary review of your complaint to verify that DIFI has jurisdiction. Repossession of Property Financing occurs when you buy property (a vehicle, mobile home or furniture) but do not pay the entire sales price at once. An attorney can help determine if you have the right to file a lawsuit and possibly get out of having to pay the remaining "deficiency" loan balance. APPLY. Complaints and Disputes. To file a complaint, please complete the form below and attach any supporting evidence. This page will provide an overview of Arizona's Repossession Laws and what you should know if you've fallen behind on car payments. There are only two things that give a loan company the right to repossess a vehicle: missing payments and allowing the insurance to lapse.