Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. Learn about repossession laws from the NYC Bar Legal Referral Service.Find an attorney in New York. Is your car about to be repossessed in Queens? Call our vehicle repossession lawyer at the Law Office of Seni Popat today for dedicated legal support. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. A title certificate proves ownership of a car, truck, motorcycle, motorboat, or manufactured home. The title is used to transfer it to another owner. Here is how it works ideally for everyone if your car is up for repossession. You default on your payments and the finance company calls us.