The Answer is your response to the Summons and Complaint and tells the court your defenses or reasons why the mortgage Lender must not win the case. Foreclosure scams to watch out for and where to get help; Your rights and what happens in a non-judicial foreclosure; What rights a tenant has in a foreclosure.If you are a consumer who wishes to file a complaint, please use our online complaint form. A Writ of Sale is issued for the purpose of selling specific real or personal property. It is very important to file and send an Answer. In California, foreclosures are typically handled through what is referred to as a "non-judicial" process. Learn the steps your lender will take. Can I file an anonymous complaint? A sample Foreclosure Answer Form is attached or you can use the DIY Foreclosure. You may file your complaint with the Riverside County District Attorney.