Foreclosure scams to watch out for and where to get help; Your rights and what happens in a non-judicial foreclosure; What rights a tenant has in a foreclosure. Upon filing, you will fill out a form titled the Statement of Intention for Individuals Filing Under Chapter 7.Foreclosure is a legal process that allows a lender to repossess a property from a borrower who has defaulted on their mortgage payments. This booklet is a guide of the events and steps which occur in the foreclosure process and contains useful information about the. Free Consultation - Call 916 459 2364 - Liviakis Law Firm is dedicated to providing our clients with legal services in Bankruptcy and Foreclosure cases. Repossession is lawful only when the written contract for the purchase or lease of the vehicle states that the creditor has the right to repossess the vehicle. In the free consult he explained my options and the steps of my case, what documents were needed and how to fill out information. Foreclosure occurs when a borrower fails to make mortgage payments, leading the lender to repossess and sell the property to recover the owed amount. If you have questions about the current assessed value of your home, please contact the Sacramento County Assessor's Office. Repo's Allowed: If repossession discussed with debtor the secured party must give a ten-day notice otherwise peaceful repossession allowed.