What forms must be included in the application package? Repossession is lawful only when the written contract for the purchase or lease of the vehicle states that the creditor has the right to repossess the vehicle.Must a person operating a storage facility accept credit cards for the release of impounded vehicles? This page will provide an overview of California's Repossession Laws and what you should know if you've fallen behind on car payments. A government issued ID from the registered owner must be provided. or. Credit Card Authorization. Please complete one form per case number. Our attorney can protect your car or truck from repossession. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Acceptable forms of payment vary depending upon how services are provided.