Learn more about how to to serve civil papers relating to judicial actions filed with the court in Salt Lake County. This page will provide an overview of Utah's Repossession Laws and what you should know if you've fallen behind on car payments.â–»Section 3 - Repossession Information and Signature. Recorded lien holder. Understand Utah mechanics lien laws, deadlines, and notice requirements on private construction projects, including free forms. A property lien search is used to find any liens or encumbrances on a property. This search can reveal whether there are any pending encumbrances or debts. Learn about repossession and your legal rights. Get clarity and expert advice to handle repossession issues. To foreclose on the property in this manner, the mortgage holder must file a summons and complaint and serve them on you.