You need to write the Foreclosure letter to the branch manager. Also, make sure you state the reason for foreclosure very clear and concise.This article will provide you with the format and samples for a loan foreclosure request letter format and help you write a good letter. The lender must file a notice of default in the county in which the property is located and with the defaulting borrower within three (3) months of the default. We have included some samples of foreclosure letters, as well as some examples of house loan foreclosure letter formats, to make things easier. I request you to kindly close my car loan account and provide me with all the original documents I had submitted when I applied for the loan. After a borrower defaults on mortgage payments, the lender (or the subsequent loan owner) will likely foreclose. You may fill out the application form in private. If you have questions, America First is happy to answer them. Email us, submit a feedback form, or find the branch closest to you using this page.