The plaintiff must serve the defendant with the foreclosure complaint. This can be done through certified mail, a courier service or in person.We can provide you with guidance on how to fill out forms. • We can usually answer questions about court deadlines. Get expert advice on filing a verified complaint form in New Jersey, including landlordtenant disputes and pursuing owed amounts. I have read the Complaint and certify that the allegations contained in the Complaint are true to the best of my knowledge and belief. Defendants in New Jersey foreclosure proceedings sometimes file aa pro se answer to the foreclosure complaint without consulting a foreclosure defense attorney. You have 35 days from the date you are served with the summons and complaint to file an answer to the NJ foreclosure complaint. Under revision, please refer to OTDA policy directives for up-to-date information. It is not a verified complaint but isn't this still perjury?