If You Dispute a Debt. This article explains when and why your vehicle or property can be repossessed, your rights, and how you might get the property back.If you have a general question you can contact our Consumer Assistance helpline and speak with one of our Investigators 1-800-538-1579. A creditor can file a lawsuit seeking an order to begin the car repossession process. This page will provide an overview of Texas's Repossession Laws and what you should know if you've fallen behind on car payments. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Texas. Internal Affairs Unit supervisors take sworn statements from the complainant and any witnesses to an incident. Needless to say they repossessed the vehicle in 2015. They served me with a civil summons January 2nd or 3rd. Complaint Contacts ; Before submitting a complaint, check out our FAQ page for potential answers.