What will happen if a writ of replevin is issued against myself for a financed vehicle that I no longer have possession of? While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender.If a car loan lender can't repossess a vehicle, it will probably get possession of the car through a process called "replevin." Should you win the replevin action, you will be issued with a writ of replevin. Find out more about the Asset Seizure team. The process of starting a replevin action usually begins with filing a complaint. In a replevin action, also called a "claim and delivery", a party seeks to have the court order the delivery of property they claim legally belongs to them. Here is how it works ideally for everyone if your car is up for repossession. You default on your payments and the finance company calls us. Court of Civil Appeals of Texas, San Antonio.