This form is a Verfied Complaint for Replevin. The plaintiff has filed this action against defendant in order to replevy certain property in the defendant's possession.
Complaint Repossession With Credit Card In San Jose
Category:
State:
Multi-State
City:
San Jose
Control #:
US-000265
Format:
Word;
Rich Text
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FAQ
Yes you can get a repo removed off your credit report file a dispute through mail with both the creditor and credit reporting agencies.
Debt collectors cannot repossess your possessions if the debt is unsecured, such as a credit card or student loan. In the case of secured debt, however, particularly auto loans, for which the car is collateral, failure to make payments can result in repossession of the vehicle.
If they sue and get a judgment against you, it is possible they can take cars and belongings to satisfy the judgment, but there is a legal process for that. The important thing here is to not ignore the issue. If you don't respond, the creditor may get a default judgment that they can attempt to collect.
Generally speaking, under California law your son has 20 days to cure the default after the notice of his right to reinstate the loan was mailed (or 15 days if mailed within the State). The right to reinstate, however, is limited to once per 12 month period, and twice during the entire term of the loan.
Consistent with applicable law, we securely share complaints with other state and federal agencies to, among other things, facilitate: supervision activities, enforcement activities, and. monitor the market for consumer financial products and services.
Debt collectors cannot repossess your possessions if the debt is unsecured, such as a credit card or student loan. In the case of secured debt, however, particularly auto loans, for which the car is collateral, failure to make payments can result in repossession of the vehicle.
You have two tools you can use to dispute a debt: first, a debt validation letter the debt collector is required to send you, outlining the debt and your rights around disputing it; then, a debt verification letter. You can submit a written request to get more information and temporarily halt collection efforts.
More info
You have 30 days to respond to a debt lawsuit in California. The owner of the repossession company that took my car won't answer the phone, therefore I cannot get my personal belongings back.This guide provides general information for Californians who are facing debt collection lawsuits in the Superior Courts of California. Our team of experienced San Jose bankruptcy lawyers can provide legal guidance and support to help you navigate the complex car repossession process. I was served a civil summons for a past car that was repossessed. What can they legally get from me? The total processing time for a company application is approximately 4 months provided the application is complete and contains no deficiencies. To lookup the status of a towed vehicle, and find out how to recover it, contact SJPD Vehicle Records Assistance Line (Auto Desk) at . You'll avoid the costs of repossession and a negative entry on your credit report. A website for the State of California, Department of Consumer Affairs, Bureau of Security and Investigative Services.