You have 30 days to respond to a debt lawsuit in California. The owner of the repossession company that took my car won't answer the phone, therefore I cannot get my personal belongings back.This guide provides general information for Californians who are facing debt collection lawsuits in the Superior Courts of California. Our team of experienced San Jose bankruptcy lawyers can provide legal guidance and support to help you navigate the complex car repossession process. I was served a civil summons for a past car that was repossessed. What can they legally get from me? The total processing time for a company application is approximately 4 months provided the application is complete and contains no deficiencies. To lookup the status of a towed vehicle, and find out how to recover it, contact SJPD Vehicle Records Assistance Line (Auto Desk) at 408-277-4263. You'll avoid the costs of repossession and a negative entry on your credit report. A website for the State of California, Department of Consumer Affairs, Bureau of Security and Investigative Services.