In California, replevin cases are typically filed in the Superior Court of the county where the property is located or where the defendant resides. In California, a vehicle can be repossessed if the borrower fails to meet their loan obligations or fails to make insurance payments.Our team of experienced San Jose bankruptcy lawyers can provide legal guidance and support to help you navigate the complex car repossession process. Repo's are virtually never wrongfully taken. While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender. When someone takes your property wrongly and refuses to give it back, you can file a replevin action. Often car repossessions happen between 2am and 4am. In general, however, if a Plaintiff files for a Writ of Replevin, the Court will issue a show cause order. If you default on your car loan payments, the lender can take your car back through repossession or replevin. Learn the difference.