I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. The sale will be held as follows: Date: Time: Place: You may attend and bring bidders if you want.Option 1 Example (ONLY REDEEM). This file is a comprehensive repossession checklist designed to guide lenders through the key steps involved in the repossession process. In this article, I am going to explain what those situations are, the laws that regulate this area, and what you can do about a wrongful repossession. The form you need to respond to an eviction case is Answer - Unlawful Detainer-Eviction (form UD-105). Under California law, the creditor must send you and any co-signers a special post repossession notice. Once completed, note the SST number and come into our office to finish the process. Even if you successfully complete a voluntary repossession, the payments you missed on the auto loan will still appear on your credit report. Midland Funding, LLC.