Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. The first step is to fill out an FTC Fraud Affidavit, from the Federal Trade Commission website.I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. The creditor must send you a post-repossession notice which itemizes the amounts due, where to pay, and where to get your vehicle back. Some states require you be given your personal belongings if you are delinquent on payments and the car is repossessed. I never had my car repossessed but I was at work and the bank called asking to speak to my co worker. Let's say that the lender repossesses the vehicle, sends out the letter, the consumer does not reinstate, and the car is sold at auction. Meet attorney Ryan C. Wood, Partner. Sold the car in San Jose and the ticket was issued in Oakland.