The plaintiff must serve the defendant with the foreclosure complaint. This can be done through certified mail, a courier service or in person.Learn about the foreclosure process in New Jersey and find resources for self-help, legal assistance, and avoiding scams. Free mediation services available. I have read the Complaint and certify that the allegations contained in the Complaint are true to the best of my knowledge and belief. How to File an Answer to a Foreclosure Complaint. The numbered steps listed below tell you what forms you will need to fill out and what to do with them. If there is a verification you should make a verified Answer. 2023 New Jersey Revised Statutes Title 46 - Property Section B-51 - Procedure for serving summons and complaint in action to foreclose on a mortgage. It depends on the documents you are serving and what court, the documents are issued out of.