If a car loan lender can't repossess a vehicle, it will probably get possession of the car through a process called "replevin." While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender.Plaintiff applies for (check all that apply):. Writ of possession after hearing (Code Civ. What will happen if a writ of replevin is issued against myself for a financed vehicle that I no longer have possession of? If you default on your car loan payments, the lender can take your car back through repossession or replevin. Learn the difference. The answer is NO. It is strictly a civil matter as far as the repossession is concerned. Police in Ohio can get in big trouble (and you can sue them) A writ of replevin is a prejudgment process ordering the seizure or attachment of alleged illegally taken or wrongfully withheld property.