So, items you purchased with a credit card can't be repossessed. Creditors Can't Repossess Property Named as Collateral in an Unenforceable Contract.Dealerships do not repossess cars. They have been paid in full for the car you purchased. Our Travis Quick-Pay service allows you to make a loan payment or credit card payment using a debit card, or your checking or savings account. Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. Approach the lender and tell them how your financial circumstances have changed since you took out the loan. Member Service Center (707) 449-4000 or (800) 877-8328 Monday – Friday: 8 am – 7 pm (PDT) Saturday: 9 am – 5 pm Discover what to do if your car is repossessed with personal belongings in it. Get insights on handling this situation in this article.