This page explains how a defendant or a respondent in a lawsuit can file an answer to protect their rights. This page will provide an overview of Utah's Repossession Laws and what you should know if you've fallen behind on car payments.Original Complaint Report. This form is used to file a complaint with Motor Vehicle Enforcement. TC-452. Learn about repossession and your legal rights. Get clarity and expert advice to handle repossession issues. Edit, sign, and share repossession statement utah online. No need to install software, just go to DocHub, and sign up instantly and for free. If you are behind in payments on your vehicle loan, a Chapter 7 bankruptcy filing can temporarily protect your vehicle from repossession. Usually lenders start foreclosure proceedings when they think you have not made your mortgage payments.