This page explains what a residential foreclosure is, the steps involved in the process, and where to get help. Foreclosure means your creditor is trying to take your house and sell it to collect the money you owe.This happens when you get behind on your payments. Find out what happens in a typical Utah foreclosure. Ensure full compliance with state foreclosure laws. Ascent Law offers guidance to protect your rights and navigate foreclosure procedures effectively. ALL sections of the enclosed loss mitigation package must be filled out and returned to our office. Utah is a NonJudicial Foreclosure State. The timeline is 142 days with a court-decided Redemption Period. The lender must file a notice of default in the county in which the property is located and with the defaulting borrower within three (3) months of the default.
