Learn more about Utah's repossession laws, what Utah repo agents can and cannot do, and what happens after the car is taken away. While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender.What will happen if a writ of replevin is issued against myself for a financed vehicle that I no longer have possession of? If a repossessor takes your car, you're entitled to get back all your personal belongings inside of, but not attached to, the vehicle when it was repossessed. The only thing which can force you to give up your car is a writ of replevin. This is a court order requiring the sheriff to seize the auto. This complaint will describe the property that is being repossessed. For instance, a lender can file a replevin complaint against a borrower to repossess their car after failing to make repayments. Whether you can hide or lock up the car to buy yourself time to pay off the loan depends on where you live. Latter may recover them in a replevin action.