The creditor can have the debtor's non-exempt property seized and sold. This section describes some common collection procedures.Repossession or Replevin? This page will provide an overview of Utah's Repossession Laws and what you should know if you've fallen behind on car payments. NOPE. The repo company may tell you or demand you exit the vehicle but they can not take the car with you inside of it. While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender. When someone takes your property wrongly and refuses to give it back, you can file a replevin action. For instance, a lender can file a replevin complaint against a borrower to repossess their car after failing to make repayments.
