I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. This page will provide an overview of Virginia's Repossession Laws and what you should know if you've fallen behind on car payments.Use our library of forms to quickly fill and sign your Virginia Department of Motor Vehicles forms online. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. Repossession Request Manassastowing Underline Fill out the form below to get started on the mobile repossession request process. Repossession Request. Manassastowing Underline. Under California law, your lender can repossess your vehicle the instant you default on your loan terms. If you don't reach an agreement, your lender may demand that you return the car. If you agree to a "voluntary repossession," you might pay less in fees.