This page will provide an overview of Virginia's Repossession Laws and what you should know if you've fallen behind on car payments. Follow this simple guideline edit Letter from Landlord to Tenant as Notice of Default on Commercial Lease - Virginia in PDF format online for free.If you object to a repossession in any manner, the creditor must leave. If the creditor doesn't leave, that is a trespass. How to fill out the Landlord's Complaint for Repossession? 1. Provide the property description. 2. If your car is repossessed, the lender must give you certain notices after the repossession and after it sells the car. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Check with the Landlord and Tenant Court Clerk to see if a writ of restitution has been filed. You should receive a copy of the writ of restitution in the mail.