Are you looking for a loan agreement form in Virginia? Download our free Virginia Loan Agreement Form which is available as PDF or Word documents.The Lender will use all prepayments to reduce the amount of principal that Borrower owes under this Agreement. The loan will be in the principal sum of. A personal loan agreement outlines the terms of repayment for borrowed money. To fill out the Virginia Standard Promissory Note, first enter the borrower's and lender's names and addresses. Next, specify the loan amount and interest rate. A personal loan agreement is a contract between two parties, generally a borrower and a lender. It outlines how much is borrowed, how it's repaid and more. Use our free Loan Agreement template to create a contract online.