90 Day Pre-foreclosure Notice. Lender must mail you information on getting help at least 90 days before starting a court case.Step 1 requires a filing within three business days after mailing a 90-day pre-foreclosure notice and is designed to capture the most relevant information. Foreclosure is a rigorous legal process, and you have certain rights based on state law along with the mortgage documents you signed. 90 Day PreForeclosure Notice. The preforeclosure period is the time before the foreclosure process begins. While struggling financially he never thought he could lose the home until a foreclosure letter came in the mail. Author: Kevin Kennedy. Research a list of all previous FHA INFO and SF NEWS in the: FHA INFO ARCHIVE. Details of the Loan: Your mortgage amount, the dates of missed payments, and the total amount owed, including penalties.