A loan agreement is a legal document between a creditor who lends money to a borrower that is repaid with interest. Use our free Loan Agreement template to create a contract online.We've designed a free loan agreement template and sample to plug into business or personal loan arrangements. Download our template today. A personal loan agreement can protect both you and the borrower when you lend money. Use our step-by-step guide for how to write a personal loan agreement. The contract defines the borrower and lender, the amount of money lent, the interest rate, and how long the borrower has to pay it back. Frequently, people use loan agreements and promissory note forms and templates sourced from the internet. Download a loan agreement template to establish a borrower-lender relationship and ensure both parties meet their obligations. Docusign Navigator, for example, is a digital repository through which businesses can store all of their agreements.